:root{--ink:#132447;--muted:#506079;--blue:#1648df;--blue-dark:#1037b3;--mint:#d4fb88;--paper:#fff;--wash:#f3f6fc;--line:#dce3ef;--radius:24px;--max:1200px;--shadow:0 20px 60px #15244712}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:1rem}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:17px;line-height:1.65}a{color:var(--blue);text-underline-offset:.2em}a:hover{text-decoration-thickness:2px}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:default}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px}img{max-width:100%;height:auto}h1,h2,h3{line-height:1.15;letter-spacing:-.04em;margin:0 0 1rem;font-weight:760}h1{font-size:clamp(2.4rem,5vw,4.6rem)}h2{font-size:clamp(1.8rem,3.1vw,2.8rem)}h3{font-size:1.35rem;letter-spacing:-.025em}p{margin:0 0 1.25rem}ul,ol{padding-left:1.4rem}li{margin:.4rem 0}.wrap{width:min(calc(100% - 64px),var(--max));margin-inline:auto}.skip{position:absolute;top:-90px;left:16px;z-index:20;background:var(--ink);color:white;padding:12px 20px}.skip:focus{top:10px}.site-header{border-bottom:1px solid var(--line);background:white}.header-inner{display:flex;align-items:center;gap:36px;min-height:94px}.brand{display:inline-flex;gap:10px;align-items:center;color:var(--ink);font-size:1.13rem;font-weight:790;letter-spacing:-.045em;text-decoration:none;white-space:nowrap}.brand-mark{background:var(--blue);color:white;border-radius:12px;display:grid;place-items:center;width:39px;height:39px;font-size:20px;letter-spacing:-2px;padding-right:2px}.brand-ai{color:var(--blue)}.main-nav{display:flex;align-items:center;gap:26px;margin-left:auto}.main-nav a{font-size:.9rem;font-weight:620;text-decoration:none;color:var(--ink)}.main-nav a:hover,.main-nav a[aria-current=page]{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:12px 22px;background:var(--blue);border:1px solid var(--blue);border-radius:9px;color:white;font-weight:660;font-size:.95rem;text-decoration:none;line-height:1.4}.button:hover{background:var(--blue-dark);border-color:var(--blue-dark)}.button.secondary{background:transparent;color:var(--ink);border-color:var(--line)}.button.secondary:hover{background:var(--wash)}.button.mint{background:var(--mint);border-color:var(--mint);color:var(--ink)}.menu-toggle{display:none;background:white;border:1px solid var(--line);border-radius:8px;padding:10px 14px;color:var(--ink);min-height:44px}.eyebrow{display:block;color:var(--blue);font-size:.77rem;letter-spacing:.14em;font-weight:750;text-transform:uppercase;margin-bottom:20px}.hero{display:grid;grid-template-columns:1.05fr 1fr;gap:60px;align-items:center;padding-block:66px 70px}.hero h1{font-size:clamp(3rem,5.15vw,4.6rem);line-height:1.045;letter-spacing:-.055em;max-width:590px}.hero h1 span{color:var(--blue)}.hero .lede{font-size:1.1rem;max-width:480px;color:var(--muted);margin-top:24px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 18px}.small-note{font-size:.83rem;color:var(--muted);max-width:450px}.hero-visual{position:relative;padding:0 0 30px 0;margin:0}.hero-visual img{aspect-ratio:1.04;object-fit:cover;width:100%;border-radius:90px 18px 18px 18px;display:block}.photo-label{position:absolute;left:-24px;bottom:5px;background:var(--mint);border:7px solid white;border-radius:18px;padding:20px 26px;max-width:270px;box-shadow:var(--shadow);font-size:1.1rem;font-weight:730;line-height:1.4}.photo-label small{display:block;font-size:.74rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;margin-bottom:6px}.benefit-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;padding:25px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.benefit-strip p{margin:0;font-size:.92rem;font-weight:630}.benefit-strip span{font-size:.78rem;display:block;font-weight:450;color:var(--muted);margin-top:2px}.section{padding-block:78px}.section.wash{background:var(--wash)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:32px}.section-head h2{max-width:650px;margin-bottom:12px}.section-head p{color:var(--muted);max-width:650px;margin:0}.section-head>a{white-space:nowrap;font-weight:650;font-size:.9rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:16px;padding:29px;background:white;display:flex;flex-direction:column;align-items:start}.card .card-number{font-size:.8rem;color:var(--blue);font-weight:730;letter-spacing:.06em;margin-bottom:32px}.card h3{font-size:1.38rem}.card p{font-size:.96rem;color:var(--muted)}.card a{margin-top:auto;font-size:.92rem;font-weight:650}.card.feature{background:var(--blue);color:white;border-color:var(--blue)}.card.feature p,.card.feature .card-number,.card.feature a{color:white}.two-up{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.list-links{list-style:none;padding:0;margin:0}.list-links li{margin:0;border-bottom:1px solid var(--line)}.list-links a{display:flex;justify-content:space-between;gap:20px;padding:18px 0;font-weight:640;text-decoration:none;color:var(--ink)}.list-links a:hover{color:var(--blue)}.list-links span{color:var(--blue)}.tool-teaser{border-radius:var(--radius);background:var(--ink);color:white;padding:45px;display:grid;grid-template-columns:1.2fr 1fr;gap:60px;align-items:center}.tool-teaser .eyebrow{color:var(--mint)}.tool-teaser p{color:#d2ddef}.teaser-list{list-style:none;padding:0;margin:0}.teaser-list li{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid #ffffff30;font-size:.92rem}.teaser-list li:last-child{border:0;color:var(--mint)}.teaser-list span{color:#c9d6ec}.breadcrumbs{font-size:.82rem;margin:28px 0 35px;color:var(--muted)}.breadcrumbs ol{padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:0}.breadcrumbs li{margin:0}.breadcrumbs li+li:before{content:"/";color:#78859c;margin-right:8px}.breadcrumbs a{color:var(--muted)}.page-top{max-width:860px;padding-bottom:38px}.page-top h1{font-size:clamp(2.45rem,4.8vw,4rem)}.lede{font-size:1.18rem;line-height:1.65;color:var(--muted)}.page-top .eyebrow{margin-bottom:16px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(0,290px);gap:75px;align-items:start;padding-bottom:75px}.prose{min-width:0}.prose h2{font-size:1.85rem;line-height:1.22;margin:2.6rem 0 1rem;letter-spacing:-.03em}.prose h3{font-size:1.25rem;margin:1.9rem 0 .8rem}.prose>h2:first-child{margin-top:0}.prose li{margin-bottom:.65rem}.prose a{overflow-wrap:anywhere}.prose .notice,.notice{background:var(--wash);border-left:4px solid var(--blue);padding:22px 25px;margin:25px 0;border-radius:0 12px 12px 0}.notice p:last-child{margin-bottom:0}.table-wrap{width:100%;overflow-x:auto;overscroll-behavior-inline:contain;margin:22px 0;border:1px solid var(--line);border-radius:12px}table{border-collapse:collapse;width:100%;font-size:.94rem;text-align:left}th,td{padding:15px 18px;vertical-align:top;border-bottom:1px solid var(--line)}th{font-weight:700;background:var(--wash)}tr:last-child td{border-bottom:0}caption{text-align:left;padding:15px 18px;font-weight:650}aside{background:var(--wash);border-radius:16px;padding:28px;font-size:.93rem}aside h2{font-size:1.17rem;letter-spacing:-.015em}aside ul{padding-left:1.1rem}aside p{color:var(--muted)}aside .button{width:100%;margin:10px 0 14px}aside .aside-sep{margin-top:32px}.sources{margin-top:42px;font-size:.9rem}.sources li{margin-bottom:12px}.sources a{overflow-wrap:anywhere}.sources h2{font-size:1.45rem}.read-next{background:var(--wash);padding:50px 0}.read-next h2{font-size:1.8rem}.legal{max-width:830px;padding-bottom:70px}.legal h2{margin-top:2rem}.quote-panel{padding:35px;background:var(--wash);border-radius:18px;margin-bottom:30px}.quote-panel h2{font-size:1.55rem}.status-label{display:inline-block;background:var(--mint);color:var(--ink);font-size:.76rem;font-weight:750;padding:6px 12px;border-radius:50px;margin-bottom:16px;letter-spacing:.03em}.inventory{display:grid;grid-template-columns:1.25fr 1fr;gap:32px}.inventory-fields{padding:28px;border:1px solid var(--line);border-radius:16px}.field{margin-bottom:22px}.field:last-of-type{margin-bottom:0}.field label{display:block;font-weight:650;font-size:1rem;margin-bottom:4px}.field .hint{display:block;font-size:.85rem;color:var(--muted);margin-bottom:8px}.field input,.field select{border:1px solid #8493ad;border-radius:8px;padding:12px;width:100%;min-height:48px;background:white;color:var(--ink)}.field input:invalid{border-color:#ab2342}.inventory-result{background:var(--blue);color:white;border-radius:18px;padding:30px;align-self:start}.inventory-result h2{font-size:1.05rem;letter-spacing:0}.inventory-result output{display:block;font-size:3rem;font-weight:750;line-height:1.3;overflow-wrap:anywhere;margin:12px 0 20px}.inventory-result p{font-size:.95rem}.inventory-result .button{background:white;color:var(--ink);border-color:white;margin:8px 8px 0 0}.inventory-result .button:focus-visible{outline-color:var(--mint)}.tool-error{color:#8d1330;font-weight:650}.tool-body{max-width:930px;margin-top:45px}.tool-body h2{font-size:1.6rem}.print-only{display:none}.site-footer{background:#10203e;color:white;padding:56px 0 25px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:60px}.site-footer .brand{color:white;margin-bottom:18px}.site-footer .brand-ai{color:var(--mint)}.site-footer p{font-size:.89rem;color:#d1daeb;max-width:440px}.site-footer h2{font-size:1rem;letter-spacing:0;font-weight:650}.site-footer ul{list-style:none;padding:0;font-size:.9rem}.site-footer a{color:#e1e8f6}.site-footer li{margin:9px 0}.footer-bottom{border-top:1px solid #ffffff29;margin-top:32px;padding-top:25px;font-size:.78rem;color:#b7c6dd;display:flex;justify-content:space-between;gap:35px}.footer-bottom p{font-size:.78rem;margin:0;max-width:800px}.contact-email{font-size:clamp(1.1rem,3vw,1.6rem);overflow-wrap:anywhere}.partner-list{padding:0;list-style:none}.partner-list li{border:1px solid var(--line);border-radius:12px;padding:20px}.partner-list p{font-size:.9rem}.error-page{text-align:center;padding:80px 0 120px}.error-page .lede{max-width:560px;margin:25px auto}.error-page .actions{justify-content:center}.guide-intro{max-width:700px}.guide-grid{padding-bottom:80px}.hub-card{min-height:280px}.no-js-nav{display:none}@media(max-width:1100px){.header-inner{gap:20px}.main-nav{gap:18px}.main-nav a{font-size:.84rem}.header-cta{padding-inline:15px}.hero{gap:34px}.article-layout{gap:40px;grid-template-columns:minmax(0,1fr) 260px}}@media(max-width:900px){.wrap{width:min(calc(100% - 40px),var(--max))}.header-inner{min-height:80px;flex-wrap:wrap;gap:15px;padding:15px 0}.js .menu-toggle{display:inline-block;margin-left:auto}.header-cta{display:none}.main-nav{width:100%;margin:0;display:flex;flex-wrap:wrap;padding:8px 0}.js .main-nav{display:none}.js .main-nav.open{display:flex}.main-nav a{font-size:1rem;padding:8px 10px}.hero{grid-template-columns:1fr 1fr;padding-block:42px;gap:25px}.hero h1{font-size:clamp(2.7rem,5.7vw,4rem)}.hero-visual img{aspect-ratio:.8;border-top-left-radius:65px}.photo-label{left:-12px;padding:15px;max-width:215px;font-size:.95rem}.benefit-strip{gap:15px}.cards{gap:16px}.card{padding:22px}.two-up{gap:35px}.tool-teaser{gap:30px;padding:34px}.article-layout{grid-template-columns:1fr;gap:35px}.article-layout aside{display:grid;grid-template-columns:1fr 1fr;gap:25px}aside .aside-sep{margin-top:0}.footer-grid{gap:30px}}@media(max-width:640px){.wrap{width:calc(100% - 36px)}.brand{font-size:1.02rem}.brand-mark{width:34px;height:34px;font-size:18px}.header-inner{min-height:75px}.hero{grid-template-columns:1fr;padding:36px 0}.hero h1{font-size:3.3rem;max-width:420px}.hero .lede{font-size:1.05rem}.hero-visual{margin-top:15px;margin-left:12px;padding-bottom:20px}.hero-visual img{aspect-ratio:1.36;border-radius:50px 14px 14px 14px}.photo-label{max-width:240px;left:-12px;bottom:0;font-size:.95rem;padding:14px 19px}.photo-label small{font-size:.65rem}.benefit-strip{grid-template-columns:1fr;padding:22px 0;gap:16px}.benefit-strip p{font-size:.95rem}.benefit-strip span{display:inline;margin-left:8px;font-size:.8rem}.section{padding-block:50px}.section-head{display:block;margin-bottom:25px}.section-head>a{display:inline-block;margin-top:16px}.cards,.two-up,.tool-teaser,.inventory,.footer-grid{grid-template-columns:1fr}.card .card-number{margin-bottom:18px}.card p{font-size:1rem}.two-up{gap:20px}.tool-teaser{padding:28px;gap:25px}.section-head h2{font-size:2rem}.breadcrumbs{margin:22px 0 27px;font-size:.79rem}.page-top{padding-bottom:28px}.page-top h1{font-size:2.65rem}.lede{font-size:1.08rem}.article-layout{padding-bottom:45px}.article-layout aside{display:block}.article-layout aside .aside-sep{margin-top:30px}.prose h2{font-size:1.65rem}th,td{padding:12px;min-width:130px}.inventory{gap:20px}.inventory-result{padding:26px}.inventory-fields{padding:23px}.footer-grid{gap:22px}.footer-bottom{display:block;margin-top:20px}.footer-bottom p{margin-bottom:15px}.site-footer{padding-top:40px}.quote-panel{padding:25px}.hub-card{min-height:0}.actions .button{flex-grow:1}.sources{font-size:.9rem}.guide-grid{padding-bottom:45px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}@media print{body{font-size:12pt;background:white;color:black}.site-header,.site-footer,.breadcrumbs,aside,.read-next,.actions,.inventory-result button,.skip{display:none!important}.wrap{width:100%;max-width:none}.page-top h1{font-size:26pt}.page-top{padding:0}.inventory{display:block}.inventory-fields{border:0;padding:0}.field{break-inside:avoid}.field input{border:0;border-bottom:1px solid black;width:200px}.inventory-result{background:white;color:black;border:1px solid black;padding:20px;margin-top:20px}.inventory-result output{font-size:24pt}.tool-body,.prose{max-width:none}.article-layout{display:block}.print-only{display:block}.no-print{display:none}.tool-error{display:none}a{color:black}h2,h3{break-after:avoid}img{max-width:50%}}

.main-nav .mobile-quote{background:var(--blue);color:white;padding:12px 17px;border-radius:9px;white-space:nowrap}.main-nav .mobile-quote:hover{background:var(--blue-dark);color:white}.inverse-note{color:white;margin-top:20px}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

.article-figure{margin:0 0 2.4rem}.article-figure img{display:block;width:100%;border-radius:18px}.article-figure figcaption{font-size:.85rem;line-height:1.55;color:var(--muted);margin-top:12px;max-width:72ch}.card-image{display:block;width:100%;aspect-ratio:1.6;object-fit:cover;border-radius:10px;margin-bottom:24px}.hub-card .card-image+.card-number{margin-bottom:18px}.tool-teaser .tool-checklist-link{font-size:.94rem;line-height:1.65;margin:24px 0 0}.tool-checklist-link a{color:var(--mint)}.prose p{line-height:1.8}.prose h2,.prose h3{scroll-margin-top:24px}.prose ul,.prose ol{line-height:1.8}.checklist{list-style:none;padding:0;margin:24px 0}.checklist li,.checklist-item{display:grid;grid-template-columns:24px minmax(0,1fr);gap:12px;align-items:start;background:var(--wash);border-radius:10px;padding:14px 16px;margin:10px 0;break-inside:avoid}.checklist input[type=checkbox],.checklist-item input[type=checkbox]{width:20px;height:20px;margin:6px 0 0;accent-color:var(--blue);cursor:pointer}.checklist label,.checklist-item label{cursor:pointer;display:block;min-height:30px}.checklist input:checked+label,.checklist-item input:checked+label{color:var(--muted)}.print-worksheet{max-width:900px;padding-bottom:65px}.print-worksheet .worksheet-table td{height:58px}.print-worksheet .writing-line{min-height:42px;border-bottom:1px solid #8493ad;margin:8px 0 18px}.print-worksheet .print-hint{font-size:.88rem;color:var(--muted)}[data-print-page]{display:none}.js [data-print-page]{display:inline-flex}
@media(max-width:640px){.article-figure{margin-bottom:2rem}.article-figure img{border-radius:12px}.article-figure figcaption{font-size:.82rem}.card-image{margin-bottom:20px}.checklist li,.checklist-item{padding:12px;gap:10px}.print-worksheet{padding-bottom:40px}}
@media print{.article-figure img{width:auto;max-width:70%;max-height:180pt;object-fit:contain}.article-figure figcaption{font-size:9pt}.article-figure{break-inside:avoid;margin-bottom:20pt}.prose p,.prose ul,.prose ol{line-height:1.5}.print-worksheet{padding-bottom:0}.print-worksheet h2{font-size:17pt;margin:20pt 0 9pt}.print-worksheet h3{font-size:13pt}.print-worksheet .table-wrap{overflow:visible;border-radius:0;break-inside:avoid}.print-worksheet th,.print-worksheet td{padding:8pt;min-width:0}.print-worksheet .worksheet-table td{height:32pt}.checklist li,.checklist-item{background:white;border:1px solid #bbb;padding:7pt;grid-template-columns:16pt minmax(0,1fr);gap:7pt;margin:6pt 0}.checklist input[type=checkbox],.checklist-item input[type=checkbox]{appearance:auto;width:12pt;height:12pt;margin:3pt 0 0}.checklist label,.checklist-item label{min-height:0}.checklist input:checked+label,.checklist-item input:checked+label{color:black}[data-print-page],.print-hint{display:none!important}.print-worksheet .sources{font-size:9pt}.print-worksheet .writing-line{border-color:black;min-height:24pt}}

.revision-note{color:var(--muted);font-size:.875rem;margin-top:1rem}.worksheet-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}@media(max-width:640px){.worksheet-fields{grid-template-columns:1fr}}

.renters-checklist{min-inline-size:0;border:1px solid var(--line);border-radius:12px;padding:1rem}.renters-checklist legend{font-weight:650;padding:0 .5rem}.print-worksheet td input{display:block;width:100%;min-height:44px;border:1px solid #8493ad;border-radius:6px;padding:8px;color:var(--ink);background:white}@media print{.print-worksheet td input{border:0;border-bottom:1px solid black;border-radius:0;min-height:24pt;padding:0}.worksheet-fields{grid-template-columns:1fr 1fr}}

.buyer-tool-page{padding-bottom:72px}.buyer-tool-page>.prose>p,.buyer-tool-page>.prose>ul,.buyer-tool-page .sources{max-width:78ch}.buyer-tool-page fieldset{min-inline-size:0}.tool-hub-note{margin-top:40px;max-width:78ch}.guide-tools-intro{margin-bottom:24px}.policy-sample{border:2px solid var(--blue);border-radius:18px;padding:24px;background:var(--wash);margin:28px 0}.policy-sample figcaption{font-size:.9rem;color:var(--muted)}.policy-sample dl{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px 20px}.policy-sample dt{font-weight:650}.policy-sample dd{margin:0}.buyer-tool-page textarea{font:inherit;width:100%;border:1px solid #8493ad;border-radius:8px;padding:12px;min-height:96px;background:white;color:var(--ink)}.buyer-tool-page textarea:focus-visible{outline:3px solid var(--blue);outline-offset:4px}@media(max-width:640px){.policy-sample{padding:16px}.policy-sample dl{grid-template-columns:1fr}.buyer-tool-page{padding-bottom:42px}}@media print{.buyer-tool-page{padding:0}.buyer-tool-page input,.buyer-tool-page textarea,.buyer-tool-page select{color:black;background:white}.policy-sample{border:1px solid black;break-inside:avoid}.tool-hub-note{margin-top:20pt}}
/* BUYER TOOL STYLES */
.buyer-tool{max-width:1100px;min-width:0;margin-bottom:64px}.buyer-tool .finance-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.buyer-tool .finance-quote{min-inline-size:0;border:1px solid var(--line);border-radius:16px;padding:24px;margin:0}.buyer-tool .finance-quote legend{font-size:1.15rem;font-weight:700;padding:0 8px}.buyer-tool .finance-quote:disabled{opacity:.6}.buyer-tool .field textarea{width:100%;min-height:110px;border:1px solid #8493ad;border-radius:8px;padding:12px;font:inherit;color:var(--ink);resize:vertical}.buyer-tool .field textarea:focus-visible{outline:3px solid var(--blue);outline-offset:5px}.buyer-tool .finance-field-error{display:block;font-size:.85rem;color:#8d1330;margin-top:5px}.buyer-tool [aria-invalid=true]{border-color:#8d1330}.buyer-tool .finance-optional{padding:18px 0}.buyer-tool .finance-optional label{display:flex;align-items:center;gap:12px;min-height:44px;cursor:pointer}.buyer-tool .finance-optional input{width:20px;height:20px;accent-color:var(--blue)}.buyer-tool .finance-result{border:1px solid var(--line);border-radius:16px;background:var(--wash);padding:24px;margin:28px 0}.buyer-tool .finance-result h2{margin-top:0}.buyer-tool .finance-result td{overflow-wrap:anywhere;min-width:145px}.buyer-tool .finance-result th[scope=row]{min-width:180px}.buyer-tool [hidden]{display:none!important}.buyer-tool button:disabled{opacity:.55}.buyer-tool .table-wrap:focus-visible{outline:3px solid var(--blue);outline-offset:4px}@media(max-width:720px){.buyer-tool .finance-grid{grid-template-columns:1fr}.buyer-tool .finance-quote,.buyer-tool .finance-result{padding:20px}.buyer-tool .finance-result{margin-inline:0}}@media print{.buyer-tool{max-width:none;margin-bottom:0}.buyer-tool .finance-grid{display:block}.buyer-tool .finance-quote{break-inside:avoid;margin-bottom:16pt;border-radius:0;padding:12pt}.buyer-tool .field textarea{min-height:60pt}.buyer-tool .finance-result{background:white;padding:12pt;border-radius:0}.buyer-tool .finance-field-error,.buyer-tool .finance-optional{display:none}.buyer-tool .finance-result th,.buyer-tool .finance-result td{min-width:0!important;padding:7pt;overflow-wrap:anywhere}.buyer-tool .finance-result table{table-layout:fixed;font-size:9pt}.buyer-tool .table-wrap{overflow:visible}.buyer-tool .field input,.buyer-tool .field select{max-width:100%}}

.planning-tool{max-width:960px;padding-bottom:56px}.planning-tool h2{font-size:1.8rem;line-height:1.25;margin:2.25rem 0 1rem}.planning-tool h3{font-size:1.25rem;line-height:1.3;margin:1.6rem 0 .85rem}.planning-tool p,.planning-tool li{overflow-wrap:anywhere}.planning-tool section{min-width:0}.planning-tool form{margin:1.75rem 0}.planning-tool fieldset{min-inline-size:0;border:1px solid var(--line);border-radius:16px;padding:22px}.planning-tool legend{font-weight:700;padding:0 10px}.planning-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.planning-field{border:1px solid var(--line);padding:20px;border-radius:12px;background:var(--wash)}.planning-field label{display:block;font-weight:650;margin-bottom:10px;line-height:1.4}.planning-field input{width:100%;min-height:48px;padding:10px 12px;border:1px solid #8493ad;border-radius:7px;background:white;color:var(--ink)}.planning-field input[aria-invalid=true]{border:2px solid #a41e30}.planning-help{font-size:.88rem;line-height:1.55;color:var(--muted);margin:10px 0 0}.planning-error{color:#a41e30;margin-top:18px;line-height:1.55}.planning-error:empty{display:none}.planning-result{background:var(--wash);border:1px solid var(--line);border-radius:16px;padding:28px;margin:30px 0}.planning-result h2:first-child{margin-top:0}.planning-total output{display:block;font-size:clamp(2rem,6vw,3rem);font-weight:750;line-height:1.25;overflow-wrap:anywhere}.planning-total span{display:block;font-size:.9rem;color:var(--muted);margin-top:6px}.planning-controls button:disabled{opacity:.55}.planning-tool table{background:white}.planning-tool tbody th{font-weight:600}.planning-tool [hidden]{display:none!important}.question-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.question-choice{display:flex;align-items:flex-start;gap:12px;min-height:52px;padding:12px;background:var(--wash);border-radius:9px;cursor:pointer;line-height:1.45}.question-choice input{flex:0 0 auto;width:21px;height:21px;margin:3px 0 0;accent-color:var(--blue)}.question-topics details{border:1px solid var(--line);border-radius:12px;margin:14px 0;padding:0 20px}.question-topics summary{font-weight:650;min-height:52px;padding:16px 0;cursor:pointer;line-height:1.45}.question-topics details>ol{margin-top:3px}.question-topics li{margin-bottom:12px}.question-topics details>p{font-size:.94rem}.planning-tool :target{scroll-margin-top:20px}
@media(max-width:640px){.planning-field-grid,.question-choices{grid-template-columns:1fr}.planning-tool fieldset{padding:15px}.planning-field{padding:16px}.planning-result{padding:20px}.question-topics details{padding-inline:16px}.planning-tool h2{font-size:1.55rem}.planning-tool{padding-bottom:36px}}
@media print{.planning-tool{max-width:none;padding-bottom:0}.planning-controls,.planning-error,#questions-form{display:none!important}.planning-tool h2{font-size:17pt;margin:18pt 0 9pt}.planning-tool h3{font-size:13pt;margin-top:14pt}.planning-field-grid{grid-template-columns:1fr 1fr;gap:9pt}.planning-field{padding:7pt;background:white;border:1px solid #aaa;break-inside:avoid}.planning-field input{border:0;border-bottom:1px solid black;min-height:24pt;padding:2pt;font-size:11pt}.planning-field label{font-size:10pt}.planning-help{font-size:9pt;color:black}.planning-result{padding:12pt;background:white;border:1px solid black;border-radius:0;break-inside:avoid}.planning-total output{font-size:22pt}.planning-tool .table-wrap{overflow:visible;border-radius:0}.planning-tool th,.planning-tool td{min-width:0;padding:7pt}.planning-tool th{background:white}.question-topics details{border:0;border-radius:0;padding:0;break-inside:avoid}.question-topics summary{padding:8pt 0;min-height:0}.question-topics details>*{display:block!important}.question-topics summary{display:list-item!important}#insurance-questions-tool[data-question-list-built=true] .questions-library,#insurance-questions-tool[data-question-list-built=true] .questions-followup,#insurance-questions-tool[data-question-list-built=true]>section:first-child{display:none!important}#questions-built{border:0;padding:0}#questions-built section{break-inside:avoid}}

.policy-sample-warning{color:var(--ink);background:var(--mint);padding:12px;border-radius:8px;font-weight:650}.policy-sample-grid>div{min-width:0}.policy-sample-grid dd{margin:0 0 16px}

/* Image refresh: preserve complete compositions at every viewport size. */
.hero-visual{padding:0;margin:0;min-width:0}.hero-visual img{aspect-ratio:3/2;object-fit:contain;height:auto;border-radius:28px 14px 14px 14px}.hero-caption{position:static;font-size:.83rem;line-height:1.55;color:var(--muted);margin-top:12px;max-width:66ch}.card-image{aspect-ratio:3/2;object-fit:contain;height:auto}

/* Final UX audit: native checklist layout, mobile article navigation and focus contrast. */
.checklist li>label:only-child{grid-column:1/-1;display:flex;gap:12px;align-items:flex-start;min-width:0;width:100%;cursor:pointer}
.checklist li>label:only-child input{flex:0 0 auto;width:20px;height:20px;margin-top:4px}
.site-footer a:focus-visible,.site-footer button:focus-visible,.tool-teaser a:focus-visible,.tool-teaser button:focus-visible{outline-color:#d4fb88}
.mobile-guide-toc{display:none;border:1px solid var(--line);border-radius:12px;margin:0 0 24px;background:var(--wash)}
.mobile-guide-toc summary{cursor:pointer;padding:14px 18px;min-height:48px;font-weight:650}
.mobile-guide-toc nav{padding:0 18px 12px}.mobile-guide-toc ul{margin:0;padding-left:20px}.mobile-guide-toc li{margin:8px 0}.mobile-guide-toc a{display:inline-block;padding:4px 0}
@media(max-width:900px){.mobile-guide-toc{display:block}.article-layout aside .desktop-guide-toc{display:none}}
@media print{.mobile-guide-toc{display:none!important}}

/* Coverage-review reminder, scoped to this tool. */
#review-reminder .review-panel{border:1px solid var(--line);background:var(--wash);border-radius:16px;padding:clamp(20px,4vw,32px);margin:28px 0}
#review-reminder .review-fields{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:start}
#review-reminder .review-fields .field{margin:0;min-width:0}
#review-reminder .review-fields input{min-width:0;max-width:100%}
#review-reminder .review-preview{display:block;background:white;border:1px solid var(--line);border-radius:9px;padding:18px;margin-top:24px;line-height:1.6}
#review-reminder .review-status{color:#781e34;min-height:1.65em;margin:16px 0 0}
#review-reminder button[hidden]{display:none}
#review-reminder .button:disabled{opacity:.55;cursor:not-allowed}
#review-reminder .review-checklist{list-style:none;padding-left:0}
#review-reminder .review-checklist li{margin:0 0 12px}
#review-reminder .review-checklist label{display:flex;gap:12px;align-items:flex-start;padding:8px 0;line-height:1.6;cursor:pointer}
#review-reminder .review-checklist input{flex:0 0 auto;width:20px;height:20px;margin:4px 0 0;accent-color:var(--blue)}
@media(max-width:600px){#review-reminder .review-fields{grid-template-columns:1fr}#review-reminder .actions .button{width:100%;white-space:normal}}
@media print{#review-reminder .review-actions,#review-reminder .review-inputs,#review-reminder .review-status,#review-reminder .review-no-print{display:none!important}#review-reminder .review-panel{padding:0;border:0;background:none}#review-reminder .review-preview{padding:12px 0;border:0;font-weight:700}#review-reminder .review-checklist label{break-inside:avoid}#review-reminder .review-checklist input{appearance:auto!important;-webkit-appearance:auto!important}}