Renters insurance checklist and contents worksheet

This worksheet does not store or transmit your entries. Save or print your own copy. Use your browser’s Print command if the print button is unavailable. For a calculated subtotal, use the belongings inventory tool.

Lease and household

• Read the lease insurance clause and any addendum.
• Record the required liability amount and proof deadline.
• Confirm who is insured and who owns shared belongings.
• Clarify any additional interest or additional insured request.

Contents inventory

• Walk through rooms, closets, cupboards, and storage.
• List quantities and current comparable replacement prices.
• Add applicable tax and delivery to your planning questions.
• Identify valuables, business property, and separately insured items.
• Save photos, serial numbers, receipts, and estimate sources.

Policy and proof

• Compare replacement cost and actual cash value terms.
• Review liability, additional living expenses, and exclusions.
• Compare equivalent limits and an affordable deductible.
• Confirm insured names, address, effective time, and active coverage.
• Submit proof and confirm the property manager accepted it.

Your contents estimate

Use each row once. Avoid counting a laptop, television, or piece of furniture in more than one category. Amounts are in U.S. dollars.

Questions and next steps

Keep in mind

• Contents means personal belongings, not monthly rent or the cost of the building.
• Do not count the same item twice or assume a roommate is insured.
• A total estimate does not remove exclusions, special limits, or settlement conditions.
• Lease rules depend on applicable law; the apartment minimum may not address every personal need.
• The completed checklist does not activate insurance or prove coverage.
• Review after a move, major purchase, household change, or renewal.
• Online quoting on RentersInsurance.ai is inactive. Services are not offered in California, New York, Rhode Island, or Hawaii.